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SR-22 Done? See What Your Rate Should Be Now

Your SR-22 filing is behind you, but your rate is still inflated.

Compare Rates After SR-22

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Coverage Options

Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.

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Liability InsuranceState-minimum coverage that satisfies post-SR22 requirements. Lowest premium option for drivers focused purely on legal compliance, though gaps in protection can be costly if you're at fault.

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Full CoverageLiability plus collision and comprehensive. Required if you have a loan or lease, and often the smartest choice for post-SR22 drivers rebuilding financial stability — one at-fault accident without collision coverage can erase years of savings.

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Comprehensive CoverageCovers theft, vandalism, weather, and animal strikes — damage that's not collision-related. Often inexpensive to add for post-SR22 drivers, and protects your vehicle equity without raising liability risk.

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Uninsured Motorist CoveragePays your medical bills and vehicle damage if you're hit by a driver with no insurance. Critical for post-SR22 drivers who can't afford another financial hit — and it's often cheaper than you'd expect.

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6/8/2026Cheapest Car Insurance in Hawaii After SR-22Post-SR-22 rates in Hawaii drop from $220/mo to $135–$190/mo when you shop. See which carriers price lowest and when your rate normalizes.

A woman with long blonde hair in a gray blazer sits in a car's driver seat behind the steering wheel, holding a phone to her ear and looking to the side, seen through the windshield.

6/8/2026Cheapest Full Coverage After SR-22 Ends in IllinoisFull coverage runs $145-$215/mo for Illinois post-SR-22 drivers. Find the lowest rates and when your rate recovers after filing drops.

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6/8/2026Progressive Rates After SR-22 EndsProgressive won't auto-requote you at standard rates when SR-22 ends. Post-SR-22 drivers pay $155–$230/mo vs $120–$190/mo at GEICO. Shop today.

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Shop Again Now That Your Filing Has Ended

Compare Rates After SR-22

Frequently Asked Questions

Do I need to tell my insurance company my SR-22 is done?

Your insurer already knows — the state notifies them when your SR-22 period ends. However, they won't automatically lower your rate. Most post-SR22 drivers overpay by staying with their SR-22 carrier instead of shopping competitors who price your current profile more favorably.

How long does SR-22 affect my insurance rates?

The SR-22 filing itself stops affecting your rate the day your state-mandated period ends. The underlying violation continues to impact pricing for 3–5 years from the violation date, with the largest rate drops occurring in years 1–3 after SR-22 completion. Shopping annually during this window is critical to capturing rate decreases.