Updated April 2026
See all Wisconsin auto insurance rates →
What Affects Rates in Green Bay
- Green Bay Winter Accident Rates: Green Bay averages 40+ inches of snow annually, with heavy winter weather concentrated November through March. Post-SR22 drivers face higher comprehensive and collision premiums here than in southern Wisconsin cities due to elevated winter accident and vehicle damage claims in Brown County.
- Fox Valley Traffic Density: Green Bay sits at the center of the Fox Valley metro, with I-43 and Highway 41 corridors carrying commuter traffic from Appleton and surrounding communities. Higher traffic density near Lambeau Field and downtown increases accident exposure for high-risk drivers, particularly during Packers game days when congestion spikes.
- Brown County Court Processing: Brown County Circuit Court processes OWI and traffic violations, with typical OWI first offenses resulting in 6–9 month license revocations before SR-22 filing begins. The 3-year SR-22 clock doesn't start until your license is reinstated, meaning total insurance impact often extends 4+ years from the original violation date.
- Uninsured Driver Rate: Wisconsin's uninsured motorist rate typically runs 11–13%, slightly below the national average but still significant in Green Bay's urban core. Post-SR22 drivers should prioritize uninsured motorist coverage given the elevated risk of accidents with uninsured drivers in higher-density areas along Military Avenue and East Mason Street corridors.