Alaska SR-22 Insurance After DUI & Violations
Alaska requires 50/100/25 liability coverage and is an at-fault state.
Compare Rates After SR-22Alaska at a Glance
50/100/25
Minimum liability limits, in thousands of dollars (per person / per accident / property)
At-fault
The at-fault driver's insurance pays for the damage they cause
Optional
PIP and uninsured motorist coverage are not required by law
$100
State license reinstatement fee, about 10 days to process
Source: state DMV, insurance department and statute records, verified July 2026
Minimum Coverage Requirements in Alaska
Drivers convicted of DUI, license suspension for points, at-fault uninsured accidents, or repeat violations typically receive an SR-22 filing requirement lasting 3 years. State law mandates continuous coverage during the filing period—any lapse resets the clock and triggers license suspension.
Liability Insurance
Uninsured Motorist Coverage
Comprehensive Coverage
Collision Coverage
Full Coverage
What Drivers Pay in Alaska
$197–$270/mo
Typical monthly rate in Alaska, high-risk drivers after a DUI
Rate data: ValuePenguin and Insurify, 2026
What Affects Your Rate
- Violation type—DUI carries 2–3x the rate impact of a lapse or suspension
Shop Again Now That Your Filing Has Ended
Compare Rates After SR-22If your license is suspended
Limited License
application fee $100, about 10 days to process.
A coverage lapse is reported
The state can act when your insurance lapses.
Source: state DMV, insurance department and statute records, verified July 2026
Coverage Types
Liability Insurance
Covers injury and property damage you cause to others. Alaska's 50/100/25 minimums are baseline—serious accidents easily exceed these limits, leaving you personally liable for the difference.
Full Coverage
Combines liability, comprehensive, and collision. Required by lenders and recommended for vehicles worth over $5,000 or drivers with significant assets.
Comprehensive Coverage
Covers theft, vandalism, weather, and wildlife strikes. Alaska has one of the highest rates of wildlife collisions in the U.S., making comprehensive essential for rural drivers.
Uninsured Motorist Coverage
Protects you if hit by a driver with no insurance. Alaska does not require UM coverage, but uninsured rates in rural areas reach 12–15%.
SR-22 Insurance
SR-22 is a filing, not a policy—it certifies you carry minimum liability. Required for 3 years after DUI, suspension, or uninsured accident in Alaska.
Non-Standard Auto Insurance
Coverage for drivers with violations, lapses, or license issues. Non-standard carriers specialize in high-risk profiles and file SR-22 when required.